What does this tool do?
Small monthly charges add up quickly across several services. This calculator totals average monthly prices, add-ons and an annual prepay discount into one yearly figure.
The Formula
Annual = (Price per service × Services + Add-ons) × 12 × (1 − Discount)Frequently Asked Questions
Is annual billing always cheaper?
Often, but not always. Prepay only if you expect to keep the service and the discount outweighs the flexibility you give up. Check cancellation and refund terms first.
How do I cut streaming costs?
Rotate one or two services at a time, use family plans where allowed, and cancel before a free trial converts. Review the list every few months.