How to estimate severance runway
Convert weeks of pay into months of cover.
1
Enter the salary and weeks
Use the final base salary and the severance weeks offered.
2
Add other payouts and savings
Include unused leave, bonuses and accessible cash.
3
Set essential expenses
Use the minimum monthly cost of keeping the household running.
What does this tool do?
Severance is usually paid as weeks of pay, often on top of unused leave or a bonus. Dividing total available funds by monthly expenses shows how long the money lasts.
The Formula
Runway months = (Severance + Savings) ÷ Monthly expenses; Severance = Weekly pay × WeeksFrequently Asked Questions
Is severance taxable?
Usually yes, and treatment varies. This estimate is pre-tax and ignores withholding.
Should unemployment benefits be included?
They can extend the runway, but eligibility and timing vary. Add them as extra monthly income if you expect them.