How to split a gift cost
Divide the cost, then choose a practical rounding rule.
Enter the full cost
Include the card, wrapping and delivery.
Set the contributors
Count only people who have agreed to pay.
Choose rounding
Pick a step that makes transfers easy without a large surplus.
What does this tool do?
Splitting a gift is easy when the shares are exact, but transfers are simpler in round numbers. This calculator shows the exact share, the rounded share and the small buffer the rounding creates.
The Formula
Share = total cost ÷ contributors; rounded share = ceiling(share ÷ rounding step) × rounding stepFrequently Asked Questions
Should contributions be rounded up?
Rounding up avoids under-collecting and keeps transfers simple. Return any large surplus or put it toward a card.
How do we handle a contributor who drops out?
Recalculate with the remaining contributors or ask the group to cover the difference. Settle the amount before buying the gift.