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Public transit cost

Compare a monthly transit pass with paying per ride and find the break-even point.

Built and maintained by The NumberPrism Editorial TeamEditorial policy

Your details

Results update as you type. The formula and assumptions are explained below the calculator.

Cheaper monthly option

Monthly pass

Pay-per-ride total$119.08
Monthly pass$75.00
Monthly difference$44.08
Break-even rides27.3 rides

Estimate assumes fixed fares and no transfers or discounts. Employer pre-tax transit benefits can change the comparison.

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What does this tool do?

A pass only saves money above a break-even number of rides. This calculator compares per-ride spending with the pass price and shows the break-even point.

The Formula

Pay per ride = Fare × Rides per week × Weeks per month; Pass wins when its price is lower

Frequently Asked Questions

How many rides make a monthly pass worthwhile?

Divide the pass price by the single-ride fare to get the break-even number of rides. The calculator shows this figure alongside your weekly ridership.

Do transfers count as separate rides?

It depends on the agency. Many systems include free or timed transfers, which can make per-ride travel cheaper than a simple fare count suggests.