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Phone plan

Work out the all-in monthly cost of a phone plan across lines, add-ons and taxes.

Built and maintained by The NumberPrism Editorial TeamEditorial policy

Your details

Results update as you type. The formula and assumptions are explained below the calculator.

Monthly phone cost

$112.00

Cost per line$56.00
Subtotal before tax$100.00
Taxes and fees$12.00
Annual cost$1,344.00

Estimate assumes a flat per-line price and one combined tax rate. Device instalments, activation fees, roaming and promotional expiry are not included.

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What does this tool do?

Advertised line prices rarely match the bill after extras and taxes. This calculator totals the per-line charges, add-ons and a tax rate, then projects the annual cost.

The Formula

Monthly total = (Plan price + Add-on per line) × Lines × (1 + Tax rate)

Frequently Asked Questions

Is a family plan cheaper than separate lines?

Usually the per-line price falls as lines are added, but watch activation fees and shared-data overages. Compare the all-in total for the lines you actually need.

How much should I budget for taxes and fees?

Taxes and regulatory fees often add 10–20% on top of the advertised price, depending on location. Use your current bill to estimate the rate.