How to convert currency with a manual rate
Enter the quoted rate and any fee to see the net amount.
1
Enter the amount
Use the amount you plan to send or exchange.
2
Add the quoted rate
The rate is target units per one source unit.
3
Include the fee
Enter the percentage charge to see what actually arrives.
What does this tool do?
This tool does not fetch live rates. Enter the rate quoted by your bank or card and the fee percentage to see the amount that should arrive, which makes it easy to compare providers.
The Formula
Converted = amount × rate; net = converted × (1 − fee ÷ 100); inverse rate = 1 ÷ rateFrequently Asked Questions
Is this using a live exchange rate?
No. The rate is whatever you enter, so it stays fixed and lets you test a quote from a bank, card or currency exchange.
Which rate should I use?
Use the rate your provider actually applies, including any spread. Compare the net amount received rather than the headline rate.